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Taiwan – Property Financing

Mortgages for Foreign Nationals inTaiwan

Local banks in Taiwan do offer mortgages to foreign nationals. However, the requirements for getting a mortgage can be more stringent for foreign nationals compared to local residents. Some of the major banks in Taiwan that offer mortgages to foreign nationals include Cathay United Bank, Taipei Fubon Bank, and Bank of Taiwan.

Deposit Requirement inTaiwan

The required deposit for buying a property in Taiwan can vary depending on the type of property and the lender. Typically, a down payment of 20-30% of the property’s value is required. For a more expensive property, the down payment can be higher.

Outstanding Debts on the Property in Taiwan

New property owner is responsible for any outstanding debts on the property in Taiwan. This includes mortgage debt and any other debts related to the property, such as outstanding utility bills or taxes. Before buying a property, it is recommended to conduct a thorough search of the property’s financial records to ensure there are no outstanding debts.


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