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Vietnam – Property Financing

Mortgages for Foreign Nationals in Vietnam

Some banks in Vietnam do offer mortgages to foreign nationals, including HSBC and ANZ. However, the terms and conditions for obtaining a mortgage as a foreign national can be strict and may require a high credit score, a large deposit, and proof of stable income.

Local Lenders in Vietnam

  • HSBC
  • ANZ
  • Vietcombank
  • BIDV

Deposit Requirements in Vietnam

The amount of the deposit required when buying a property in Vietnam varies depending on the lender and the property being purchased. Generally, the deposit required is between 10-30% of the property value.

Outstanding Debts in Vietnam

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In Vietnam, the new property owner is responsible for any outstanding debts on the property, such as taxes and utilities, when purchasing the property. It is important to thoroughly research and verify the financial history of a property before making a purchase to avoid any unexpected financial obligations.

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