Home » Andorra » Andorra – Property Financing

Andorra – Property Financing

Mortgages for Foreign Nationals in Andorra

Local Lenders

Andorra does not have a large banking sector, but there are a few local lenders that offer mortgages to foreign nationals. These include: 

  • Banca Privada d’Andorra (BPA)
  • Crèdit Andorrà
  • MoraBanc

Deposit Requirements

The deposit required to buy a property in Andorra varies depending on the lender, but it is generally around 30% of the purchase price. Some lenders may require a higher deposit, while others may require a lower one. 

Outstanding Debts

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In Andorra, the new property owner is generally not responsible for outstanding debts on the property. The seller is typically responsible for paying off any outstanding mortgages or liens on the property before the sale is completed. However, it is always recommended to conduct a thorough due diligence to ensure that the property is free from any debts or legal issues.

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