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Antigua and Barbuda – Property Financing

Mortgages for Foreign Nationals in Antigua and Barbuda

Local Lenders

Local banks and other lenders in Antigua and Barbuda do offer mortgages to foreign nationals. However, the process can be more complicated for foreign nationals and may require additional documentation and proof of income. Some of the local lenders that provide mortgages in Antigua and Barbuda include Heritage Bank, First Caribbean International Bank, and Caribbean Alliance Insurance Company. 


The deposit required when buying a property in Antigua and Barbuda can vary depending on the lender and the type of property. Typically, buyers are expected to pay a deposit of around 10% to 20% of the purchase price. 

Outstanding Debts

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When purchasing a property in Antigua and Barbuda, it is important to conduct a title search to ensure that there are no outstanding debts or liens on the property. If there are outstanding debts, the new property owner may be responsible for paying them off. It is advisable to consult with a lawyer or real estate agent to ensure that the property is free and clear of any outstanding debts before making an offer.

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