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Argentina – Property Financing

Mortgages for Foreign Nationals in Argentina

Lenders and Banks in Argentina

Local banks and other lenders in Argentina do issue mortgages to foreign nationals, but the process can be more difficult than for Argentine citizens. It is important for foreign nationals to have all necessary documentation, including proof of income and a valid work permit, in order to be considered for a mortgage. Additionally, the interest rates for foreign nationals may be higher than for Argentine citizens. Some of the local lenders that provide mortgages in Argentina include: 

  • Banco de la Nación
  • Banco Hipotecario
  • Banco Macro Banco Provincia

Deposit Requirements for Buying Property in Argentina

When buying a property in Argentina, the deposit required will vary depending on the lender and the specific circumstances of the transaction. Typically, a deposit of 20-30% of the purchase price is required. However, some lenders may require a higher deposit or may have different requirements for foreign nationals. 

Responsibility for Outstanding Debts on Property in Argentina

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In Argentina, new property owners are not typically responsible for any outstanding debts on the property, such as unpaid taxes or utility bills, that were incurred by the previous owner. However, it is important for buyers to conduct a thorough investigation of the property and any outstanding debts or liabilities before purchasing to avoid any surprises later on.

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