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Buying Property

Ireland - Buying Property

Real estate is a very complicated industry that requires years of training and a deep understanding of property market trends. Expats who want to invest in real estate in Ireland must understand the Irish real estate market and the proper procedure for buying property in the country. You may expedite your search for suitable real estate to purchase by working with real estate agents. Property agents in Ireland are required to have a license. It is against the law to claim to be a real estate agent in Ireland without a license.

The license gives agents the right to buy, rent, sell, or manage properties. It is important to know that real estate agents can have either their own licenses or work for a licensed real estate agent. In any case, consider working with a certified real estate agent when looking to buy property in Ireland.

Most real estate agents in Ireland typically charge anywhere between 10 and 25 percent commission on the value of a property. However, the amount of commission varies depending on the cost of a property. For instance, a property worth 500,000 Euros may be charged a commission of 15 percent while a property worth a million Euros may be charged a commission of 12 percent.

Many agents have minimum fees but do not have maximum charges. It is important to be cautious during a house purchase because some real estate agents in Ireland add on extra charges to the sales commission. Some of these charges must be paid even if the property does not sell. Extra charges may include newspaper advertising, brochure and website listing, photographs, and sale boards.

Ireland has countless options for anyone who wants to buy a house. Most real estate agents make properties available to potential homeowners by sharing details of properties for sale. Details can be found on various platforms including property websites, expert websites, newspapers and magazines, and through word of mouth. Other details concerning properties for sale can be found in real estate agents’ offices.

There are many types of real estate agents in Ireland including listing agents, seller’s agents, and buyer’s agents. Working with a buyer’s agent is very important in nearly all transactions involving property sales because they keep the property buying process smooth and save buyers time and money. Most people in Ireland use buyer’s agents whenever they want to buy properties because they make buying properties convenient and easy. They are also available and ready to answer any questions concerning buying and selling properties. They not only find the right property for their clients but also negotiate the offer and recommend other professionals.

Since Ireland is one of the best places to live and work in the world, people are increasingly looking to buy properties in the country with the help of countless organizations for foreign property buyers. The best part about purchasing property in Ireland is that the country does not have any restrictions for foreigners purchasing properties or investing in real estate.

House buying process

First of all, you need to locate the house you want. You will also have to secure the funds required to purchase the property. Make an offer to the property seller and wait for it to be accepted. Once your offer has been accepted, it is time to deal with the legal side of things.

This stage will involve engaging a lawyer for conveyancing, which is the process of legally transferring ownership of a property from one party to another. You will be required to hire your own architect, surveyor, or engineer to inspect the property, especially where an older property is involved.

The inspection will help you determine if the property is in the right structural state or if there are any problems that should be addressed. You can pay a booking fee if you are comfortable with the condition of the property. The seller will prepare a document known as a ‘Sales Note’ which includes the deposit paid, name of the seller, the buying price, condition of sale, names of lawyers for the seller and buyer and an estimated closing date. The property becomes yours after completing the payment as agreed with the real estate agent or property owner.

When buying a home, it is important to engage the services of a qualified real estate lawyer. A good real estate lawyer will ensure that your rights are protected and will take care of all relevant legal documents for your purchase. Start your hunt for an ideal real estate lawyer about the same time you begin looking for a new property to purchase. It takes a lot of time to land a good real estate lawyer. Friends and colleagues who have recently bought homes can recommend good real estate lawyers they engaged.

There are a number of fees involved in real estate transactions. As well as the obvious costs, there are also other fees to consider before purchasing a property. These include repair costs, professional photography, landscaping, staging, utilities, capital gains taxes, and closing costs, among others.

Potential pitfalls

For many people, buying a house is probably one of the most significant investments that they will ever make. Therefore, it is important to do it right and avoid falling into the pitfalls that many property buyers fall into. When buying property, you may be required to pay for home inspection, home appraisal, closing costs, and down payments. These expenses are hard to control especially for first time homebuyers. Some of the common pitfalls for first time homebuyers include:

• Settling on a risky loan. You should consult a mortgage broker first before making any move. This will help you acquire important information on the various types of loans available.
• Spending your entire savings on a house
• Skipping the home inspection
• Limiting your search
• Working without a real estate agent

Read more about this country

Expat Health Insurance Partners

Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.