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Articles > General


Expat Focus International News Update March 2019

Posted on Tuesday March 19, 2019 (12:50:40)

Spain will guarantee British expat rights

Spain has revealed that it will continue to guarantee welfare and healthcare access for British tourists and expats until the end of 2020 - regardless of what happens to the Brexit political process. The move comes as the Spanish government looks to limit the impact of a no-deal Brexit.   more ...

Articles > Health


Expat Focus International Healthcare Update March 2019

Posted on Tuesday March 19, 2019 (12:33:26)

Expats in the UK need to pay for healthcare

Expats, as well as visitors, heading to the UK will need to pay upfront for any NHS treatment they may need if they are not entitled to free healthcare. New rules have been unveiled in a bid to prevent medical tourism, so anyone accessing healthcare will need to show identification proving that they can receive it for free.   more ...

Articles > Financial


Brexit And The Pound – Further Volatility Ahead

Posted on Tuesday March 19, 2019 (09:58:52)

by FC Exchange

There have been a lot of fast developments in Brexit, and some prolonged periods of little progress too. When the latest news story hits, it can make or break the Pound, but what’s really going on with Brexit and what does it mean for your exchange rate?

Why politics matter to markets

There are a number of reasons why politics can be such a huge influence in markets – but the main one is uncertainty.   more ...

Articles > General


How To Change Your UK Driving License For A European One

Posted on Monday February 25, 2019 (11:24:49)

With all the uncertainty surrounding Brexit, and so many considerations to take into account if you’re a British expat in Europe – or even if you’re just planning to travel to the continent after March 2019 – the situation can seem bewildering, particularly when we’re faced with the prospect of leaving the EU without a deal. One area of concern for many expats has been the status of their driving licenses in the event of a no-deal. Currently, a British driving license allows you to drive – and to hire a car – in EU nations. But what impact might Brexit have on your UK driving license? How can you ensure that you’re legal to travel in the EU after March 2019?   more ...

Articles > General


Expat Focus Brexit News Update February 2019

Posted on Monday February 25, 2019 (11:09:13)

Brexit continues to be the primary source of conversation in Whitehall, with one American visitor commenting that it was impossible to talk about anything else with British politicians. Even a dedicated connoisseur of Whitehall farces might be forgiven for being confused over the current state of play. So let’s take a look at what’s been happening since our last update – and see how it might affect British people abroad.   more ...

Articles > Health


Expat Focus International Healthcare Update February 2019

Posted on Monday February 18, 2019 (17:53:43)

British expats warned to get health insurance

British expats who are living in the European Union have been warned that they should consider buying health insurance coverage should a no-deal Brexit occur.

The warning comes from Ministers who are part of a special Brexit committee; they say that the NHS will not be able to fund health treatments under a no-deal scenario and that expats will need private health insurance instead. That's because should the expat fall ill after Brexit then they will have to pay for any health treatment or medicines they receive.   more ...

Articles > General


Expat Focus International News Update February 2019

Posted on Monday February 18, 2019 (17:32:50)

Taiwan best for expats' quality of life

In a survey of expats around the world, Taiwan has been voted the best place for offering expats a better quality of life.

In a population of 23.5 million people there are 750,000 expats. The island republic scored highly in six categories, including affordable healthcare for 96% of respondents, the quality of medical care for 92% of expats and personal safety for 98%.   more ...

Articles > Financial


New European PRIIPs Regulations Make Investing Even More Difficult For US Expats

Posted on Thursday February 07, 2019 (14:24:45)

by Tom Zachystal, President of Individual Asset Management

Since January 1st 2018, any person or firm advising an EU resident, including US expats living in Europe, regarding certain types of investments has to comply with new EU-wide regulations known as the PRIIPs. This regulation effectively makes it very difficult for US tax-payers living in Europe to invest in any “packaged products” such as mutual funds or exchange-traded funds.

What is a PRIIP?

“PRIIP” stands for “Packaged Retail Investment or Insurance-Based Product”. These include all funds, many insurance and pension products, as well as any other retail investment products where the value of the investment is subject to the performance of shares, bonds, indices, or other securities.   more ...

Articles > General


What Would A No-Deal Brexit Plan Mean For Brits Abroad?

Posted on Tuesday February 05, 2019 (09:50:09)

The possibility of Britain crashing out of the EU without a deal has appeared increasingly likely since the end of December 2018, with the significant failure of Theresa May’s deal in the Commons and very little that looks like a back-up plan being produced by the Government.   more ...

Articles > Education


What Might Brexit Mean For International Students?

Posted on Tuesday February 05, 2019 (09:42:08)

Brexit and its associated debates and options are causing confusion across the board at the moment, not least for students coming to the UK to study. The EFL market is huge in Britain, not just for the country’s many language schools, but also for universities and colleges.   more ...

Expat Health Insurance Partners

Bupa Global

Bupa Global is one of the world’s largest international health insurers. We offer direct access to over 1.3m medical providers worldwide, and we settle directly with most so you don’t have to pay up front for your treatment. We provide access to leading specialists without the need to see your family doctor first and ensure that you have the same level of cover wherever you might be, home or away.

Cigna Global

Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.