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Ecuador – Property Financing

Mortgages for Foreign Nationals in Ecuador

Local banks and other lenders in Ecuador do issue mortgages to foreign nationals. However, the process can be difficult as the lending regulations in Ecuador are not as developed as in other countries.

Local Lenders in Ecuador

Some local lenders that provide mortgages in Ecuador include:

Deposit Requirements in Ecuador

The deposit required when buying a property in Ecuador can vary depending on the lender and the type of property. Generally, a deposit of around 20% of the property value is required.

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Outstanding Debts in Ecuador

In Ecuador, new property owners are responsible for any outstanding debts or liens on the property at the time of purchase. It is important to conduct a thorough title search and review the property’s legal status before purchasing to ensure that there are no outstanding debts or liens.

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