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Egypt – Property Financing

House Buying in Egypt: Mortgages, Deposits, and Debts

Mortgages for Foreign Nationals

  • Local banks and other lenders in Egypt do issue mortgages to foreign nationals, but the process can be more difficult than for locals and may require more documentation.
  • Local lenders that provide mortgages in Egypt include:
    • National Bank of Egypt
    • Banque Misr
    • Housing and Development Bank
    • Commercial International Bank
    • United Bank of Egypt
  • Websites of these banks can be found easily by searching the bank’s name on google.


  • The deposit required when buying a property in Egypt can vary depending on the lender and the type of property. However, it is common for buyers to put down a deposit of 10-20% of the property’s value.

Outstanding Debts

  • New property owners are not responsible for outstanding debts on the property in Egypt. However, it is important to do a thorough title search to ensure there are no outstanding debts or liens on the property before making an offer.

It’s always recommended to seek legal advice when buying a property in any foreign country.

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