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Greece – Property Financing

Mortgages for Foreign Nationals in Greece

Local banks in Greece are willing to provide mortgages to foreign nationals, but the process and requirements may vary from bank to bank. Most Greek banks require a minimum deposit of 20-30% of the property value. Some banks may also require that the applicant has a permanent residence in Greece or is a tax resident of the country.

Local Lenders in Greece

Some of the major Greek banks that provide mortgages to foreign nationals include:

Deposit Requirements inGreece

The deposit required for buying a property in Greece can vary depending on the lender and the type of property. However, a typical deposit for a property purchase in Greece is around 20-30% of the property value.

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Outstanding Debts in Greece

In Greece, the new property owner is responsible for any outstanding debts on the property at the time of purchase. It is important to conduct a thorough due diligence on the property to check for any outstanding debts or liens before making an offer. The seller is responsible for providing the buyer with a document called an “E9” which will state any outstanding debts on the property.

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