Home » Hong Kong » Hong Kong – Property Financing

Hong Kong – Property Financing

Mortgages for Foreign Nationals in Hong Kong

Foreign nationals are able to apply for mortgages in Hong Kong, however the process and terms may vary depending on the lender. Some local banks and financial institutions in Hong Kong that offer mortgages to foreign nationals include:

  • Hang Seng Bank
  • HSBC
  • Standard Chartered
  • Bank of China
  • Citibank
  • DBS Bank
  • Bank of East Asia
  • ICBC

Local Lenders in Hong Kong

A number of local banks and financial institutions in Hong Kong provide mortgages to foreign nationals. Some of the most popular include:

Deposit Requirements in Hong Kong

The deposit required when buying a property in Hong Kong varies depending on the lender and the type of property being purchased. Generally, a deposit of 10-20% of the purchase price is required for a flat or apartment. For a house, the deposit required may be higher, up to 30-40% of the purchase price.

Get Our Best Articles Every Month!

Get our free moving abroad email course AND our top stories in your inbox every month

Unsubscribe any time. We respect your privacy - read our privacy policy.

Outstanding Debts in Hong Kong

New property owners in Hong Kong are not typically responsible for outstanding debts on the property, as long as they conduct proper due diligence and ensure that there are no outstanding mortgages or liens on the property before purchasing. It is important to conduct a proper search of the property’s title to ensure that there are no outstanding debts or encumbrances on the property.

Latest Videos

This error message is only visible to WordPress admins

Important: No API Key Entered.

Many features are not available without adding an API Key. Please go to the YouTube Feed settings page to add an API key after following these instructions.