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Hungary – Property Financing

Mortgages for Foreign Nationals in Hungary

In Hungary, it is possible for foreign nationals to obtain a mortgage from local banks and other lenders. However, the process can be more complicated than for Hungarian citizens, as lenders may require additional documentation and may have stricter lending criteria. Some banks may also require the applicant to have a local guarantor.

Local Lenders in Hungary

There are several local banks and lenders that provide mortgages to foreign nationals in Hungary, including:

Deposit Requirements inHungary?

The amount of deposit required when buying a property in Hungary can vary depending on the lender and the type of property. However, it is typically around 20-30% of the purchase price.


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Outstanding Debts in Hungary

In Hungary, the new property owner is responsible for any outstanding debts on the property at the time of purchase. This includes any outstanding mortgages, taxes, or utility bills. It is important to check for any outstanding debts before making an offer on a property, as these will need to be paid by the new owner before the property can be transferred into their name.


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