JOIN OUR FRIENDLY COMMUNITY
Learn from the experiences of other expats and make new friends in our disccussion forums and Facebook groups
READ OUR GUIDE TO MOVING ABROAD
The Expat Focus Guide to Moving Abroad contains everything you need to know when planning an international relocation available now, completely free
COMPARE QUOTES AND SAVE MONEY
Insurance, FX and international movers
LISTEN TO THE EXPAT FOCUS PODCAST
The Expat Focus podcast features interviews with expats living abroad and service providers meeting their needs subscribe today!
EXPERT FINANCIAL ADVICE & SERVICES
From our tax, investment and FX partners
Expat Focus Partners

Become a Partner. Click Here.
Hungary > Health

Hungary

Dental And Opthalmic Care In Hungary: How To Find The Right Options For You

Published Monday December 16, 2019 (11:07:50)

 

If you are an expat living and working in Hungary and are registered with the national health insurance scheme then you will be entitled to basic dental treatment, such as check-ups and fillings, under state insurance.

For anything more sophisticated, such as crowns, you may wish to consider a private dental plan, otherwise you will need to make out-of-pocket payments. However, dental care in Hungary is relatively cheap and is of a high standard: the country is currently a destination for dental tourism. With regard to ophthalmic care, you should have little difficulty in finding a local optometrist, particularly in urban areas such as Budapest.


How to register with a dentist

You can find your local dental clinic via the phone directory or online, either public or private. You will have plenty of choice of dentists in Budapest itself, but also a wide range of private sector options in urban areas which border neighboring nations: a consequence of the dental tourism market.


To what extent does national insurance cover dentistry?

If you are working in Hungary, your employer should register you with the national health system (Országos Egészségpénztár Penztar/OEP) but you can also register yourself with the local bureau of the taxation and finance office or one of the social insurance organisations if you are self employed. Everyone who has been making contributions into the social security system is eligible.



You will be eligible for public healthcare in Hungary


Dental treatment is free for those under the age of 18. If you are a student, over 60, or pregnant, treatment is also available but you will have to pay some of the costs. Emergency dental care is free.

Otherwise, if you are registered under national health insurance, you will be eligible for some basic dental treatment, but if you want more sophisticated dental care you will need to either pay out-of-pocket or take out a private health insurance policy.

If you are a EU national and have an EHIC card, in Hungary this will cover:

• emergency dental treatment
• treatment related to oral or dental disease
• temporary tooth preserving care
• dental surgery
• dental treatment for pregnant women


Accessing private dental treatment

If you need treatment that is more than basic dental care, for example crowns, bridges and implants, then you may want to consider the private dental sector. There are two basic kinds of dental plan:

routine dental care: such as check-ups, scale and polish, X-rays and fillings
specialist dental care: such restorative treatment, such as crowns and root canal fillings



You can choose either a routine or a specialist plan


Some dental insurance consists of capitation plans, which spread the cost of your dental care over a year. Premiums will depend on your provider but may, for instance, cost between €150 - €300. It depends how much dental work you think you might need, and also whether you intend to take advantage of cheaper cosmetic dental work, for example, while you are resident in Hungary and have the opportunity. If this is your intention, or if you need a lot of treatment, then a dental plan could prove more cost effective than out-of-pocket payments.

Hungary is a centre for dental tourism and prices are competitive and cheaper than elsewhere in Europe: initial examinations and the establishment of a treatment plan are often free. Prices will depend on provider and the extent of your treatment, but sample costs include:

• fillings: €50 – 70
• X-ray: €10 – 25
• root canal treatment: €90 -120 (€900 for a full root canal with crown)
• crowns/bridges: €200 – 300
• dentures: €300-400
• implants: €490 - 1040
• extraction: €70
• sinus lift: €250
• veneer: €290
• whitening: €290

If you are planning to claim costs back from your private insurer, you are likely to need to provide and sign a credit card authorization and guarantee form. Check with your insurance provider if any pre-approval is required for a form of treatment. Check, too, that your chosen dental clinic takes your particular credit or debit card.


Optometrists in Hungary

You should find a wide range of optometrists and ophthalmic care in Hungary and, as with dentistry, more sophisticated private treatment is booming, such as laser treatment. If you require emergency optical treatment, then you should contact your GP or the A&E department of your local hospital, and your care will be free if your condition is serious.



It should not be difficult to find an optometrist in Hungary


For regular sight tests, contact lenses and glasses, check the phone directory or search online to locate your nearest clinic. Vision Express has branches throughout Hungary, for example.


To what extent does national insurance cover optical care?

Hungary has a long history of advances in ophthalmic treatment. Today, despite a lack of investment in new equipment and instruments, optical care in the public health system is deemed to be of a high standard, commensurate with the quality of treatment available elsewhere in Europe.

The Hungarian Ophthalmological Society reports that ophthalmology is mainly run by state-owned hospitals and the four university departments of Budapest, Szeged, Debrecen and Pécs. University ophthalmology departments, such as Budapest University Hospital, are on hand to treat the most difficult and expensive cases.


Accessing private treatment

Private care has also become available for refractive and cataract surgery. Refractive surgery - defined as non-essential eye surgery carried out to improve the refractive state of the eye and decrease or eliminate dependency on glasses or contact lenses - is offered through local hospital departments. This form of optical treatment is not reimbursed under the national insurance.



Both private and public treatments are available


There are also a number of private clinics specializing in various forms of laser surgery, such as Lasik.

Costs will vary according to provider, but as an example:

• excimer laser eye correction: €400 - 530 per eye
• artificial lens implantation: €1600
• presbyopia treatment: €980

Some providers offer installment plans. You can also apply for income tax deductions: some providers will issue you with receipts and you can then apply for a tax refund equalling 20% of the treatment price.

Note that some clinics will require payment in advance via bank transfer.

You need not pay a great deal for frames, unless you opt for designer ones, but the lenses of your glasses may prove relatively expensive, with reports of expats paying from €150 – 250 for a pair of spectacles.


Would you like to share your experience of life abroad with other readers? Answer the questions here to be featured in an interview!


Read more Hungary health articles or view our latest Hungary articles

Discuss this article in our Hungary forum or Facebook group

 

 
 


Expat Health Insurance Partners


Cigna Global

Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.



Copyright © 2019 Expat Focus. All Rights Reserved. Use of this website signifies your agreement to the Terms of Use/Privacy Policy. Comments are property of their posters.
Interactive software released under GNU GPL, Code Credits, Privacy Policy