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Malta – Buying Property

Legal Restrictions on Ownership or Sale of Property by Foreign Nationals in Malta

In Malta, foreign nationals are allowed to purchase property without any legal restrictions. However, there are certain taxes and fees that foreign nationals must pay when buying property in Malta. These include stamp duty, which is typically 5% of the purchase price, and notary fees. In addition, foreign nationals are required to obtain an Alien Land Holding License (ALHL) from the Maltese government before buying property.

Average Property Prices in Malta

The average property price in Malta varies depending on location, type of property, and other factors. According to the National Statistics Office, the average property price in Malta in 2020 was €221,579. Property prices in Malta tend to be higher in popular tourist areas such as Sliema, St. Julian’s, and Valletta, while prices are relatively lower in more rural areas.

Popular Locations to Buy Property in Malta

Currently, some of the most popular locations to buy property in Malta include Sliema, St. Julian’s, Valletta, and Bugibba. These areas are known for their lively atmosphere and proximity to the sea, making them attractive to both locals and foreigners.

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Upcoming Areas in Malta

There are several upcoming areas in Malta that are becoming increasingly attractive to property buyers. These include the Smart City development in Kalkara, which is a large-scale project that includes residential, commercial, and tourism components. Additionally, areas around the Malta International Airport are becoming increasingly popular among property buyers as they are well-connected and easy to reach.

New Trends in the Property Market in Malta

In recent years, there has been a trend towards more luxury and high-end property development in Malta. Many developers are now building luxury apartments, townhouses and villas, with high-end finishes, and state of the art amenities like swimming pools, gyms, and private gardens. Additionally, there has been a trend towards more eco-friendly and sustainable developments.

Is Buying Property a Good Investment in Malta?

Buying property can be a good investment in Malta, as long as you do your research and choose the right property. Malta has a relatively stable property market, with prices that have generally been increasing over the years. However, as with any investment, it is important to consider factors such as location, type of property, and market conditions before making a purchase.

Common Property Types in Malta

The most common property types in Malta include apartments, townhouses, and terraced houses. These types of properties are found in both urban and suburban areas, and are popular among both locals and foreigners. Additionally, there are also luxury villas, semi-detached houses and land only options for those who are looking for something more specific.

Once you have found a property in Malta, the following steps describe the typical house buying procedure:


  • A pre-purchase property inspection is not legally required in Malta.
  • However, it is recommended to have a professional inspection to assess the condition of the property.

Making an Offer

  • An offer can be made through a real estate agent or directly with the seller.
  • The offer should include the purchase price, payment terms, and any conditions of the sale.


  • A notary is required in Malta for the transfer of property ownership.

Exchange of Contracts

  • Contracts are typically exchanged between the buyer and seller through their respective lawyers.
  • A deposit is usually paid at this stage.
  • The remaining balance is paid upon completion of the sale.

Reputable Lawyers

  • A reputable lawyer can be found through recommendations from friends or family, or by searching online.
  • Lawyers typically charge a fee based on their experience and the complexity of the case.
  • Lawyers do not need to be members of a professional organization when buying property in Malta.
  • The Malta Chamber of Advocates can provide information on registered lawyers in Malta.

Pitfalls and Problems in the House Buying Process

  • Expats often encounter difficulties navigating local laws and regulations.
  • Delays in obtaining necessary permits and approvals can occur.
  • The process can be time-consuming and bureaucratic.

Purchasing Property Through a Company

  • It is possible to purchase property through a company in Malta.
  • This can provide additional protection and anonymity for the buyer.
  • However, the process can be more complex and costly.

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