Home » Poland » Poland – Banking

Poland – Banking

Poland has a well-developed banking system, with a mix of local and international banks operating in the country. In this article, we will answer some key questions about banking in Poland.

Local Banks in Poland

The main local banks in Poland include:

Major UK and USA Banks in Poland

There are several major UK and USA banks that have a presence in Poland, including:

Accounts and Services for Expats

Many banks in Poland offer accounts and services specifically aimed at expats, including:

  • Multicurrency accounts: These accounts allow you to hold multiple currencies in a single account, which can be useful if you need to transfer money between countries.
  • Online banking: Most banks in Poland offer online banking services, which can be helpful if you need to manage your finances remotely.
  • English-speaking staff: Some banks have English-speaking staff who can help you navigate the banking system.

Bank Opening Hours

Typical bank opening hours in Poland are from 9:00 am to 5:00 pm on weekdays, although some banks may have extended hours or be open on Saturdays.

Areas of Concern for Expats

Expats should be aware of the following areas of concern regarding the banking system in Poland:


Get Our Best Articles Every Month!

Get our free moving abroad email course AND our top stories in your inbox every month


Unsubscribe any time. We respect your privacy - read our privacy policy.


  • Language barrier: While many banks have English-speaking staff, not all do. It can be helpful to bring a translator or someone who speaks Polish with you when you open an account.
  • Fees: Some banks may charge fees for certain services, such as ATM withdrawals or currency exchange. Make sure you understand the fees associated with your account before you open it.

Opening a Bank Account

If you are an expat looking to open a bank account in Poland, follow these steps:

Step 1: Choose a Bank

Research different banks in Poland and choose one that best meets your needs.

Step 2: Gather Required Documents

You will need the following documents to open a bank account in Poland:

  • Passport or national ID card
  • Proof of address (such as a utility bill)
  • Proof of income (such as a pay stub or tax return)

Step 3: Visit the Bank

Visit the bank in person to open your account. Be sure to bring your required documents with you.

Step 4: Fill Out Application

Fill out the application for your chosen account type. You may need to provide additional information about your employment, residency status, or financial history.

Step 5: Wait for Approval

Wait for the bank to approve your application. This can take anywhere from a few days to a few weeks.

Step 6: Activate Your Account

Once your account is approved, you will need to activate it by making a deposit.

Banking in Poland can be straightforward for expats as long as they do their research and come prepared with the necessary documents. Be aware of potential fees and language barriers, and consider choosing a bank with English-speaking staff to make the process easier.


Latest Videos

Expat Focus

848 subscribers

Move abroad easily with Expat Focus.

Expat Focus
How easy is it for a foreigner to find a job in Denmark, if they haven’t been fortunate enough to line up something for when they arrive? What sectors are they most likely to find work in, and what are some need-to-knows about Danish workplace culture? My guest to answer all of these questions and more is Kate Dahl, a career consultant for internationals in Denmark.

How easy is it for a foreigner to find a job in Denmark, if they haven’t been fortunate enough to line up something for when they arrive? What sectors are they most likely to find work in, and what are some need-to-knows about Danish workplace culture? My guest to answer all of these questions and more is Kate Dahl, a career consultant for internationals in Denmark.

YouTube Video UCB21b-C4O2aXm7H18_GsXMQ_WxdwaxP4LIg

Expat Careers In Denmark

Expat Focus 25 September 2023 11:00 am

Writer and Editor Kirsten Raccuia is known for her Sand in My Curls blog, which until recently, was all about her expat life in Malaysia. We last spoke at the height of the global pandemic, when she and her husband were closing in on a decade in Penang. Fast-forward a couple of years, and they’re in a new country, Mexico. I’m chatting with Kirsten again to find out what factors influenced their decision to move, and why Mexico? And what it was like to close the Malaysia chapter of their life abroad.

Writer and Editor Kirsten Raccuia is known for her Sand in My Curls blog, which until recently, was all about her expat life in Malaysia. We last spoke at the height of the global pandemic, when she and her husband were closing in on a decade in Penang.

Fast-forward a couple of years, and they’re in a new country, Mexico. I’m chatting with Kirsten again to find out what factors influenced their decision to move, and why Mexico? And what it was like to close the Malaysia chapter of their life abroad.

YouTube Video UCB21b-C4O2aXm7H18_GsXMQ_2iutaBgsCRk

Moving From Malaysia To Mexico

Expat Focus 15 August 2023 3:23 pm

A topic that comes up quite often in our Facebook groups is moving abroad with children. What’s the ideal age? Especially if they're going to need to learn a new language? What about the best time of year to move? And how do you make the assimilation process, from learning new cultural norms to making new friends, as smooth and enjoyable as possible? My guest today is someone who can speak from experience. Sharon Green is the founding editor of online publication SHE DEFINED. And in 1998, just before she turned 12, Sharon migrated with her family from Durban in South Africa to Melbourne in Australia. Sharon’s going to share her experience of being a third culture kid, and how it has shaped her sense of belonging as an adult.

A topic that comes up quite often in our Facebook groups is moving abroad with children. What’s the ideal age? Especially if they're going to need to learn a new language? What about the best time of year to move? And how do you make the assimilation process, from learning new cultural norms to making new friends, as smooth and enjoyable as possible?

My guest today is someone who can speak from experience. Sharon Green is the founding editor of online publication SHE DEFINED. And in 1998, just before she turned 12, Sharon migrated with her family from Durban in South Africa to Melbourne in Australia.

Sharon’s going to share her experience of being a third culture kid, and how it has shaped her sense of belonging as an adult.

YouTube Video UCB21b-C4O2aXm7H18_GsXMQ_62EMRLnSni4

Growing Up As A Third Culture Kid In Australia

Expat Focus 26 July 2023 6:48 pm

Load More... Subscribe
This error message is only visible to WordPress admins

Important: No API Key Entered.

Many features are not available without adding an API Key. Please go to the YouTube Feed settings page to add an API key after following these instructions.