Qatar – Health Insurance

Under Law No. 22 of 2021, health insurance is compulsory for every non-Qatari national residing or employed in Qatar. All employers are…

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Romania – Health Insurance

Romania operates a public health insurance system administered by the National Health Insurance House (CNAS), financed through compulsory social contributions. Expats in…

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Portugal – Health Insurance

Health insurance in Portugal occupies a unique space where a publicly funded national health service operates alongside a well-developed private sector. The…

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Poland – Health Insurance

Health insurance is compulsory for everyone living in Poland, expats included. The public system is administered by the National Health Fund (NFZ)…

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Philippines – Health Insurance

The Philippines operates a national social health insurance scheme known as PhilHealth, which all employed workers — including foreign nationals — are…

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Peru – Health Insurance

For expats in formal employment, health insurance in Peru is essentially compulsory — workers are automatically enrolled in EsSalud, the national social…

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Panama – Health Insurance

Health insurance in Panama occupies a unique space where a contributory social security framework meets a rapidly expanding private healthcare sector. Although…

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Norway – Health Insurance

Norway’s publicly funded National Insurance Scheme (Folketrygden) provides coverage to the majority of residents, including expats who complete the relevant registration steps…

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Oman – Health Insurance

Health insurance in Oman is on a clear path toward becoming compulsory for all private sector workers and foreign residents through the…

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Netherlands – Health Insurance

For virtually everyone living in the Netherlands — expats included — health insurance is a legal requirement. The Dutch system operates as…

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