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Trinidad and Tobago – Property Financing

Mortgages for Foreign Nationals in Trinidad and Tobago

Banks in Trinidad and Tobago offer mortgages to foreign nationals but the eligibility criteria and conditions vary by bank. Some of the local banks that offer mortgages to foreign nationals include:

  • Republic Bank Limited
  • First Citizens Bank Limited
  • Scotiabank Trinidad and Tobago Limited
  • RBC Royal Bank Trinidad and Tobago Limited
  • CIBC FirstCaribbean International Bank Trinidad and Tobago Limited

It is advisable to check with the bank’s website or contact the bank directly for more information on mortgage options and eligibility.

Deposit Requirements in Trinidad and Tobago

The deposit required to purchase a property in Trinidad and Tobago can vary, but typically it is around 10-20% of the total property value. The actual deposit amount may depend on the type of property, the lender, and the buyer’s credit history.

Outstanding Debts in Trinidad and Tobago

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New property owners are responsible for outstanding debts on the property in Trinidad and Tobago. When purchasing a property, it is important to conduct due diligence to ensure that there are no outstanding debts or liens on the property.

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