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Turkey – Property Financing

Mortgages for Foreign Nationals in Turkey

Many Turkish banks and financial institutions offer mortgages to foreign nationals, including HSBC Turkey, Garanti Bank, and DenizBank. The application process and requirements may vary depending on the lender and the type of mortgage offered. It is best to research and compare different options before choosing a lender.

Deposit Requirements in Turkey

The deposit required for buying a property in Turkey varies, but it is typically around 30% of the property’s value. The exact amount may depend on the type of property, the lender, and the buyer’s financial situation.

Outstanding Debts in Turkey

In Turkey, new property owners are responsible for any outstanding debts, such as taxes and utilities, associated with the property. It is important to thoroughly research the property’s history and financial status before purchasing to avoid any unexpected debts.


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