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Adelaide - Banking

Banking services can be provided by banks, building societies or credit unions. Most expatriates would approach a bank for banking services.

Bank SA (Telephone : 13 1376; line is manned from 8am to 8pm daily) has many branches, both within Adelaide CBD as well as in the suburbs. Bank SA head office is located at 97 King William Street, Adelaide SA 5000. Its trading name is St. George Bank. ANZ (Telephone : 13 1314) has four offices in the city area and a good number of branches in the suburbs – the headquarters is at 13 Grenfell Street, Adelaide SA 5000. ANZ is known for its reasonable fees charge for overseas cash withdrawals. Wespac (Telephone : 13 2032 for 24/7 telephone banking) has five offices in the city area and many others in the suburban areas. The main office is at 1 King William Street, Adelaide SA 5000. A local bank is the recently merged Bendigo and Adelaide Bank. It has two branches in Adelaide city (one at 90 King William Street, Adelaide SA 5000; and another at 169 Prie Street, SA 5000), and a number of branches in the suburbs.

Banking hours in Adelaide are the same as in other Australian cities – most banks operate between the hours of 9 and 430pm. Customer support hotlines are usually manned from 8am to 8pm. ATMs and bank branches can be found in many suburbs, in addition to their presence in the city centre. But note that banks and ATMs can be scarce in the outlying areas of rural South Australia. Most banks will have their own ATMs. If you choose to withdraw cash from a kiosk that is not your own bank, you may be charged fees.

Online and telephone banking is popular and commonly used to pay bills (usually via BPAY). The traditional methods of settling bills (e.g. in person, or via mail) is also available.

The Australian tax year is from July 1 to June 30. Tax returns must be completed by Oct 31 each year. In Adelaide (South Australia), the Australian Tax Office shopfront is located at 91 Waymouth Street, Adelaide 5000. Call 13 2861 to make an appointment, or to ask more information about tax returns.

Living in Adelaide is less expensive than other Australian cities such as Sydney, Melbourne, Perth or Brisbane. The key factor that drives this could be accommodation, as property rates and increases in Adelaide have been slower. According to the Economist Intelligence Unit (2009), statistics reveal that it cost 24% more to live in Sydney, 21% more in Melbourne, 12% more in Perth and 8% more in Brisbane.

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