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Perth (Australia) - Banking

There are a number of international banks operating in Perth. The popular (and larger) banks with convenient ATms and branches are BankWest, Wespac, ANZ Bank, the Commonwealth Bank and National Australia Bank. There are also international banks, such as Citibank and Chase Manhattan. Generally, expatriates tend to select banks based on the convenience of location (where they live or work).

Within Perth's CBD, you can find the top 5 popular banks in a single stretch of road (St. Georges Terrace, one of Perth CBD's major roads):

108, St. Georges Terrace, Perth, WA 6000.
Tel : 13 17 18

109 St. Georges Terrace Perth, WA, 6000.
Tel : 13 20 32

77 St. Georges Terrace Perth, WA, 6000.
Tel : 13 13 14

Commonwealth bank
Mezzanine Level, 150 St. Georges Terrace, Perth, WA, 6000.
Tel : 13 22 21

National Australia Bank
50 St. Georges Terrace, Perth, WA, 6000.
Tel: 9441 9362

Bank hours are between 930am to 4pm for most banks in Perth. Some banks operate until 5pm on Fridays. Most, if not all, banks are closed on weekends. Look out for the sign "EFTPOS", which permits you to pay electronically via your bankcard at retail and entertainment places. Many banks / ATMs also use the Cirrus or Maestro network, so expatriates can directly withdraw cash from their overseas accounts, provided their overseas accounts are linked with these systems.

Most banks will have their own ATMs (Automated Teller Machines). ATMs are easily found at major shopping centres in the suburbs, and most tourist maps will indicate where ATMs are located within central Perth and other "touristy" areas such as Fremantle. If you choose to withdraw cash from an ATM kiosk that is not the bank you have set up an account with, you may be charged fees. The daily withdrawal limits from ATM is usually A$1,000.

To open a bank account, you will need to bring along your passport. A Savings account is what is known as a Current Account in the UK. Most, if not all bills are paid via Credit Card and/or bank transfers, or at the Post Office. Cheque books do exist, but they are seldom used. Internet banking is popular. Some banks, for example, Wespac and ANZ, offer Migrant Banking Services – bank accounts can be set up in Australia from your home country.

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