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Los Angeles - Banking

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Since Los Angeles is such a large city, banks and Automatic Teller Machines (ATM's) can be easily found. You may even be able to access your bank account from your native country, through the ATM system. However, keep in mind that ATM fees may apply each time you access your account.

Los Angeles Banks are typically open from 9:00AM- 5:00PM Monday-Friday. Many banks even offer limited hours on Saturdays. Many banks will even allow you to apply and open an account online.

Banks in Los Angeles offer both checking and savings accounts. Savings accounts offer interest rates and are good for putting money aside to save. Checking accounts allow money to automatically be taken out from a bank teller, an ATM, or with use of a debit card. You can also write checks authorizing money to be taken out of your account. With the wide use of debit cards, checks are not as commonly used as in the past. Debit cards are more readily accepted because they allow for quicker confirmation of funds and draft the money directly from your account. Checks typically take several days to draft the money from your bank account.

When looking for a bank, keep in mind that banks pay different interest rates and charge different service fees. Look for banks that lower monthly service fees and offer higher interest rates. It is also important to remember that every time you use a different bank's ATM machine, you will most likely be charged a service fee. To avoid this problem, look for large banks that have ATM's all over the city, especially near where you live and work. If you want to open both a checking and savings account, it may be advantageous to have both accounts in the same bank. This often offers the option of transferring money from one account to the other online.

You may also choose to use credit cards when making a purchase. Credit cards are accepted at most stores and restaurants. They are not connected directly to your checking account. Instead, they are charged to your credit card account. At the end of your credit card's billing cycle, you will receive a bill for the charges made. You will then be required to pay all of your charges for the month in one lump sum, or pay a percentage of the total amount for larger balances.

Below is a list of some banks in the Los Angeles area:

First Republic Bank

Los Angeles Trust Office

1888 Century Park East

16th Floor

Los Angeles, California 90067

Phone Number: (310) 407-7170

Fax Number: (310) 407-7171


Bank of America

333 South Hope Street #100

Los Angeles, California 90071

Phone Number: (213) 312-9000


Wells Fargo Bank

1244 East 8th Street

Los Angeles, California 90021

Phone Number: (800) 869-3557


City National Bank

Beverly Hills-Head Office

400 North Roxbury Drive

Beverly Hills, California 90210

Phone Number: (310) 888-6000


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