Home » Americans In France: Your Tax, Visa & Financial Questions Answered

Americans In France: Your Tax, Visa & Financial Questions Answered

At the 2026 US Expats Financial Conference, a panel of cross-border experts — immigration attorney Jessica Singer of Cabinet Daniel Tostado, CPA Benjamin Pik of Expand CPA, and investment advisor Shane Clark of EuroAmerican Financial Advisors — answered audience questions on moving to and living in France as an American. Together they covered French and US taxes, visas and immigration, and cross-border financial planning, helping American expats structure their move to stay compliant on both sides of the Atlantic while avoiding costly surprises.

The following transcript was generated by AI and may contain inaccuracies.

Hugo: So welcome everyone. We’ll just wait a second to give plenty of people a chance to join. This is a Q&A session, so we have a panel of experts here for Americans moving to or living in France. You can drop your questions into the Q&A pop-up at the foot of your screen, and our experts will do their best to answer them.

We were just discussing where we all are, and the panel is spread around the world. I’m in the UK, near London. Jessica, whereabouts are you?

Jessica: I’m in Paris.

Hugo: And Shane?


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Shane: Yes, I’m in Sevilla in Spain. We had quite the wet spring here, but now we’re back to normal.

Hugo: It’s nice you’re talking about spring already. That’s a long way off in Northern Europe. And what about you, Benjamin?

Benjamin: I’m in Miami right now.

Hugo: You may have the best weather of all of us. It looks nice down there.

Benjamin: Yeah, I can’t complain.

Hugo: We’re also waiting for one more panelist who’ll hopefully join us, Allison from France Formation, and hopefully she’ll jump on shortly. But let’s get started. I’ll just read a little intro, and then, as I say, to our audience, please drop your questions about financial planning, investing, US taxes, French taxes, immigration, and visas into the Q&A pop-up at the foot of your screen.

Hello, and welcome to day two of the 2026 US Expats Financial Conference, sponsored by Expat Focus, Wise, Global Citizen Solutions, and Advanced AI Services. Today’s the second day of the conference, and this is our fifth session of the day: a Q&A expert panel session for Americans moving to and living in France.

I’m delighted to be joined by Benjamin Pik from Expand CPA, Jessica Singer from Cabinet Daniel Tostado, and Shane Clark from EuroAmerican Financial Advisors. And hopefully Allison Lounes from France Formation will be joining us shortly. Before we start, please bear in mind the information provided is for general educational purposes only, and you should always seek your own personalized financial advice.

So please add your questions in the Q&A pop-up at the foot of your screen. And while you do, let’s do some introductions. Shane, would you like to kick off and tell us very briefly about EuroAmerican Financial Advisors?

Shane: Sure. Shane Clark. Very briefly, we are headquartered in Sevilla, Spain, and we’re cross-border investment advisors, mostly for US expats either living in the US and moving to the EU or France, or already living in France. Maybe you’ve got some questions about who you can work with. Tax questions we can refer to Benjamin, and then we can help with how to structure your investment portfolio.

Hugo: Benjamin, would you like to briefly introduce yourself?

Benjamin: Yeah. Hi everyone. I’m one of the co-founders of Expand CPA, which is a boutique CPA firm based between France and the US. We help any foreigners who want to move to France by filing both French and US tax returns, and we also do corporate tax returns.

Hugo: Many thanks. And Jessica?

Jessica: Hugo, thanks for the introduction. I am a US and French qualified attorney. I work for Cabinet Daniel Tostado, which is a French immigration law firm based in Paris. We help people move to France, stay in France, and become French — so everything having to do with visas, residence permits, and naturalization.

Hugo: That’s great. So hopefully you’ve come with your questions. Drop them into the Q&A pop-up you can find at the foot of your screen. If you scroll near there, it should appear. We have one question so far. James says, “How are US dividends taxed in France? Taxes are already paid in the US. How are they represented on French tax forms?”

Benjamin: Can I take it?

Hugo: Yes, I think you’re the one.

Jessica: Be my guest.

Benjamin: Hi, James. It’s a good question. If you’re a US citizen living in France and you’re a French tax resident, you will need to report those dividends on your French tax return. But since you already pay tax on that in the US, you won’t pay extra tax on the French side.

You will just need to report them and apply your tax credits. So no extra tax, no double taxation — just paying your tax in the US and reporting that on the French side as well.

Hugo: That’s great, thank you. So we need some more questions. Who in our audience has another question? Anything related to US taxes, French taxes, financial planning, investing, or visas and immigration.

It’d be interesting to know who is already in France and who is planning to move. Let me see if I can turn the chat on, and the audience can maybe drop some hints. The chat should now be enabled for everyone. So drop some comments — where are you? If you’re planning to move, or if you’re already in France.

Maxine says she’s already in France, so that’s great. And as I’m sure you’re aware, this isn’t a presentation session — it’s just here to answer your questions. So let’s see. Somebody asked, “Is it necessary to work with a different investment firm in France if you have everything set up in the US?” Shane, that’s probably one for you.

Shane: You don’t have to. You can work with an investment firm in France. I think the question then is what’s going to be in your portfolio. If you work with a French-licensed firm, maybe they’re more familiar dealing with French clients and French tax requirements, but it might create a problem for you in the US.

So if they were, for example, to buy mutual funds or exchange-traded funds in France, that would create a problem for your US tax return. That’s where you might want to look at a cross-border investment advisor — someone who understands the EU side but also the US side of it.

Hugo: Am I right in thinking that some investment firms in the US won’t work with Americans after they leave the US?

Shane: Yeah, that’s right. There are only two brokers who will work with you in France. Charles Schwab will work with you if you open an account in the US before you move — they’ll let you maintain it, but you can’t open a new account once you’re in France. Whereas with Interactive Brokers, you can open one before and maintain it, or open a new one once you’re in France.

Hugo: And other investment firms in general, don’t they have compliance issues if you’re a non-resident?

Shane: Also, yes. Many investment advisory firms or brokers have internal compliance rules that mean they won’t work with you once you’re an expat. So there’s a handful that specialize in cross-border Americans moving to France, but most of the big ones — Merrill Lynch, Morgan Stanley, Wells Fargo — typically don’t work with you once you become an expat, once you tell them, “I’m moving.”

Hugo: Here’s another question. We’re getting ready for a move to France. Is it advisable to keep retirement funds in the US? What are the considerations for moving some funds to France?

Shane: Maybe Benjamin can talk about the tax side of that, but on the investment front, if it’s tax-deferred — so if it’s an IRA or 401(k) — you probably want to keep that in the US. If you were to pull it out, depending on your age, there’d be a tax liability. And then you also have the question of where you’re going to put it in France.

What are you going to buy? What’s your objective? Are you just looking for diversification in your portfolio? If that’s the case, you can still accomplish that in the US. If you want to have money outside of the US financial system, that’s a different conversation.

Hugo: Thanks. So what are the rules about gifting assets to children before and after becoming a French tax resident? Benjamin, do you think that question makes sense as it is?

Benjamin: It’s more of a notary question. Estate planning is very complex in France. There are a lot of rules, and they’re tricky in the way you can interpret them. So I prefer not to answer this question openly. Maybe we’ll have a private discussion on that and refer you to the right notary or lawyer to help you answer it. It’s a very specific question.

Hugo: Thanks. Jessica, one for you. There’s somebody who’s primarily looking at moving to Portugal but also considering France. One of the advantages of Portugal is a fast-track to EU citizenship. What is the track for citizenship in France? And how are taxes for retired expats in France on a retirement visa — are there any tax advantages?

Jessica: I would refer to Benjamin on the tax question. I would just say that the fast track to EU citizenship in Portugal is shifting. I’m not an expert on that — I’m more of an expert on French immigration. In order to become a French citizen, there are two main ways: either by declaration or by decree.

Declaration is when you have some sort of family ties to France, such as being married to a French national. If you’re coming here on your own, or you’re married to a non-French national, then it would be by decree. There are several main requirements to that, including five years of continuous legal presence in France.

They are tightening requirements on this as of last year, so they’re also looking at up to five years of professional insertion in the French workplace. That means you need to be in France on some sort of work-based status, or a status that allows you to work, for up to five years in order to be eligible to naturalize.

You need to have a B2 level of French as of January of this year, so that’s an advanced intermediate level. You also need to show that the centre of your economic and family life is in France, which is a vague catch-all, but a way in which they can disqualify folks who they don’t believe have the centre of their life in France.

Related to income and sources of income, there was a circular — guidelines released last year — saying that if you have more than 51% of your income sourced from abroad, that would also be a disqualifier for French naturalization. But in general, there is a pathway to naturalization. You just have to be intentional about it and plan for it. And in a lot of ways, there’s a clearer path in France than in many other EU countries.

Hugo: Interesting. You mentioned having to work for five years. So if somebody retires in France, does that exclude them from the possibility of citizenship after five years?

Jessica: Essentially, yes.

Hugo: Interesting. And Benjamin, what about that other question — is there a tax-advantaged program for retirees in France?

Benjamin: If you’re coming from the US, moving to France from a tax perspective is great, because we have a tax treaty between France and the US that helps you avoid paying double tax. So for any source of income you have in the US, we’ll apply the right tax treaty to make sure you’re not paying double tax, depending on the type of income.

We talked about dividends in an earlier question, but it’s the case for a lot of income. There are also exceptions to make sure you’re not paying double tax when you move to France. But let’s put it this way: moving to France as a US person from a tax perspective is great, because you’ll just continue to pay tax in the US as you do today. It’s more a matter of reporting than a matter of paying tax in France.

Jessica: And just to go back, Hugo, to your question about naturalizing in France — I don’t want that to be an be-all and end-all, particularly for retirees. There are plenty of people who retire to France because they love the French lifestyle, but also because it’s very tax-advantageous.

Those retirees would normally come on a long-stay visitor visa, and after five years on that status, if they’re declaring taxes in France and they meet a certain language level — unless they’re exempt due to age — they can be eligible for a 10-year residence card. Many people live out their entire lives in France on a 10-year residence card, which is a very good immigration status to have.

So just because naturalization may not be attainable due to the requirements I outlined earlier, there is a long-term residence path for retirees in France.

Hugo: Is that 10-year residence permit then renewable, every 10 years?

Jessica: Yeah, the residence permit is renewable, and there are pretty thin requirements for that renewal. Sometimes I work with folks who’ve renewed two, three, even four times, and for various reasons have never decided to become French. So becoming French, for most folks, is really a question of identity and choice. But you can very well live out your time in France on a 10-year residence permit.

Hugo: Thanks. Somebody asked one for Shane. What’s the benefit of staying with, say, Charles Schwab when you move to France, compared to working with an expat specialist financial advisor?

Shane: I think Charles Schwab is more the platform. They’re the broker — who custodies your assets and holds your account. And then who you use as an investment advisor might use Schwab, or might use Interactive Brokers. In terms of the broker itself, if you’re in the US, you’re with Schwab Domestic. When you move, you go to Schwab International.

Once you’re on Schwab International as a retail client — so if you open the account yourself — you can no longer buy US mutual funds or US exchange-traded funds. If you work with a US registered investment advisor, like our sister firm, then you can buy US exchange-traded funds, which is a big benefit. A lot of the other brokers, like Interactive Brokers, don’t let you buy US exchange-traded funds. So that’s a good reason to go to Schwab.

Hugo: Do you want to say a little bit about the sister firm you mentioned?

Shane: Yeah. The sister firm is called International Asset Management. It’s in San Francisco. It’s been around 25 years now, run by my partner Tom Zachystal, who was speaking earlier today on the US markets.

Hugo: Another one for Jessica. Can you talk more about the declaration aspect? I’m married to a French citizen, and I’m wondering what the process will look like. I plan to start applying for the French spouse visa.

Jessica: It’ll look a little different depending on where you are. I don’t know if you’re in France or abroad, but regardless, you can apply for naturalization by declaration if you’ve been married to a French person for a certain amount of time. If you’ve lived wholly abroad throughout your marriage, then it’s five years. If you’ve lived mostly in France, then it can be after four years.

Abroad, it’s a consular proceeding, so you apply with the consulate in the country where you reside. If you’re in the US, that’ll likely be in DC. And if you’re in France, it’s a mail-in application, and you’ll need to get together a lot of different civil documents, apostilles, and sworn translations. There’s a whole list of documents to put together. I would say it’s not a fast process.

It may be slightly faster on the consular side — maybe about a year, let’s say. In France, I would say a year to 18 months. It’s faster than naturalization by decree. We could do a whole presentation just on that subject.

Hugo: There is actually one follow-up question. Is it better to apply from the US or France? And that’s maybe applicable to all visas.

Jessica: It’s not necessarily a choice — you’re going to apply where you’re residing. If you’re residing in the US, then it’ll necessarily be a consular application. If you’re residing in France, then it would be an application you file in France at the level of the prefecture. The prefecture is where all of these sorts of applications are processed here.

In terms of visa versus residence permit, if you’re applying to come to France, you always have to apply for a visa in your country of citizenship or country of legal residence. So if you’re American and living in the US, then you’re always going to apply for a visa from the US. A residence permit is something you’d apply for as a renewal of your visa from within France, once you’re in France, and that’s treated by the prefecture.

Hugo: Thanks. Benjamin, one for you. How long does one have to sell a home in the USA before moving to France to not be highly taxed in France? I think this refers to French capital gains tax.

Benjamin: Yeah, it’s a good question, because there’s an exception when you’re selling real estate and you’re living in France. Let’s say you’re a US citizen living in France and you’re selling your real estate in the US. You need to report the capital gain in France, but you might pay some extra tax on that — it’s part of the exception. Most of the time, you’re not going to pay tax because we use the tax treaty between France and the US.

But on capital gains, you might pay some extra tax on selling the property. The minute you become a French tax resident — because you have the right immigration status, or you spend a certain amount of time in France — you will need to report the capital gain you have in the US, and you’ll pay some extra tax on it. So it’s a question of when you become a tax resident. If you’re a French tax resident when you sell the property, then you’ll need to pay some extra tax on that.

Hugo: That’s interesting, because I think if it’s somebody’s primary residence — their home in the US — as I understand it, they’re not liable for US capital gains for five years afterwards. Somebody was talking about that in a webinar earlier today. So you’d want to take advantage of that, but also not pay the French capital gains. So it’s a question of planning, I assume.

Benjamin: Yeah, that’s correct. The best thing is to sell the property before you move to France.

Hugo: And do you work with Americans before they move, planning to optimize taxes?

Benjamin: Yes, we do.

Hugo: And just to reiterate, Benjamin is dual-qualified for both US and French taxes. So an excellent option as a one-stop-shop solution for Americans in France.

Benjamin: That’s correct. I’m a French and US CPA, and we help French people moving to the US or US people moving to France. We can do both French and US tax returns in-house.

Hugo: So another follow-up about selling the house. “I’m good if I sell the house before I set foot on French soil, or is there a 10-month leeway, or an amount of time where it’s best to just sell before?”

Benjamin: It’s better to sell before. You don’t want to be in a fight with the French tax authority about your tax residency and this capital gain. So I always advise my clients to sell before they move to France. If you didn’t have the anticipation, or you didn’t find the right deal to sell your property before, then we can try to negotiate with the French tax authority to make sure you’re not going to pay extra tax. There’s a period of negotiation with the French tax authority on that.

Hugo: Thanks. So we need some more questions. You’ve got these experts at your disposal for the next few minutes, so now’s the time. Benjamin, I wondered if you wanted to say something. There’s always a little surprise at the fact that Americans, once they’ve moved to France, are still subject to US taxes. Could you briefly explain why that is, and the risks of double taxation?

Benjamin: In most cases, there’s no double taxation at all. But in some cases, as we just discussed on capital gains on real estate, you have some exceptions. From my experience with US people moving to France, the two main surprises are, first, the wealth tax. The wealth tax is when you own real estate worth more than €1.3 million in net assets — meaning only the equity you own, not the mortgage you might have on the property.

If you have more than €1.3 million in equity, you start paying the wealth tax on the French properties, and after five years of residency, you start paying wealth tax on worldwide assets. So sometimes I’ve seen clients who’ve had assets in the US for years — from inheritance, investments, or whatever — move to France and not pay tax. Then one day, after five years of residency, the French authority comes back and says, “Hey, you need to pay the wealth tax on that.” So it’s better to plan in advance and know there’s only a five-year exemption on the US properties.

The second surprise is the one we just discussed on capital gains. If you’re selling your property while being a French tax resident, you might pay some extra tax. But those are basically the main two surprises. On the rest, the tax treaty works on your side to make sure you’re not paying double tax.

A lot of the time — maybe this is the third surprise — unfortunately the French tax office does not master the tax treaty between France and the US. So you’ll move to France, report your worldwide income with dividends, capital gains, or whatever you have, submit that to the French tax authority, and they just won’t apply the tax treaty correctly. They won’t apply the tax credit, and they might give you double taxation on that.

I’m not saying the IRS is perfect either, but it’s a matter of who’s going to process your return. If you’re living in a suburb or an area in France where they don’t have experience with US persons, the person processing your tax return won’t be able to understand the tax treaty correctly because they don’t have experience with it. Then when you get your tax assessment, you’ll see, “Wow, it’s a big surprise — I wasn’t expecting to pay that level of tax.” But it’s a mistake.

If some of you in the audience are already living in France and have been taxed on a US source of income, it’s a mistake. So don’t hesitate to contact us and we’ll help you fight that tax assessment.

Hugo: Thank you. Jessica, there’s one for you. “I currently reside in the US, but we’re moving this summer. Would it be better to apply for the visa prior to moving, or can I apply after moving? Also, can I go straight to declaration?”

Jessica: Is this the same person asking about naturalization? If you’re planning to move to France, you absolutely need to apply for a visa prior to moving. It’s not possible to ask for a visa once you’re in France. Naturalization is a very long and extensive proceeding, and it’s something you can think about doing in parallel to your legal residence in France.

If you are married to a French national, then the visa that’s the best fit for you is called Vie Privée et Familiale, or VPF. In order to be eligible for that visa, you need to first have transcribed your marriage with the consular authorities if you were married abroad. You also need your livret de famille. Those are a couple of things that take some time to get together. Then you would file for that visa at one of the TLS centres in the US.

So you want to think ahead. You have plenty of time — well, I wouldn’t say plenty. Summer’s coming up. It depends on when in the summer you’re planning to move and how much admin you have to do beforehand, but it’s something you want to start thinking about now. You can file up to three months before your intended arrival in France.

Whether or not you file for naturalization now or when you move is really up to you. You could technically file for it now, but if you’re moving soon, I would consider filing once you’re in France and can show your proof of residence here. The reason being that you may be called back for a consular interview to finalize your naturalization application in the US. I don’t know enough about your circumstances — this would be best discussed in detail during a consultation. But just know you’ll need a visa if you want to come to France first, and then think about naturalization as something that runs in parallel to that.

Hugo: Thanks. And I’d stress that if you’re moving to France, you’ll gain a lot by talking to a team of experts — an immigration attorney, tax planning, financial planning. Your finances change as a cross-border American, and you’ll ultimately avoid headaches and problems, and save more than you think you might by not talking to experts. So assemble a team, very much like this team in front of you, and plan your move to optimize it.

This is one for Shane. “Upon reviewing options for CFPs to deal with my current portfolio, what qualifications should we look for as a cross-border American? Should they be on certain lists? Are there any red flags to look out for?” How can you judge whether you should work with a CFP as an American expat?

Shane: It’s a great question. There are two different areas. There’s the firm — what do they specialize in? Are their clients expats? Are they registered? Do they have a license in the EU? Do they have a license in the US? Are you a typical client for them? And then for the individual, in the US we have the CFP, and in the EU we have the European Financial Planning designation. There are a lot of different ones, but those are the big ones.

Then you’d want to look at their experience. Is their experience working with expats in that specific country, versus expats in general? It’s very different working with an expat in Thailand versus an expat in France. So you want somebody who’s familiar, at least loosely, with immigration, local taxes, US taxes, and then obviously the portfolio.

Hugo: Thank you. Jessica, the lady who’s been asking — I see some questions in the chat. You saw that?

Jessica: Is this Natasha? I see some questions from Natasha in the chat.

Hugo: Maybe I’m looking in the wrong chat.

Jessica: I see Natasha said she’s planning to move part-time to France. She asked: if she doesn’t go through the visa process and stays there for 90 days, leaves for 90 days, and comes back, can she purchase property there? Well, I’d start by saying you don’t have to have any sort of legal residence in France to purchase property — there’s no such prerequisite.

But if you don’t want to be constantly calculating whether or not you’re overstaying the 90 out of 180 days allotted as a tourist, then there are visa options for you, such as the long-stay visitor visa, which doesn’t have any minimum or maximum amount of time required in France. So you could opt for a long-stay visitor visa, purchase property, and spend as little or as much time as you want in France without having to make those calculations constantly.

Hugo: Thank you, that’s great. And for Samantha, who asked how to set up a consultation — shall I drop in a link to danieltostado.com? Is that the best way to reach out?

Jessica: Sure, that’ll bring you to our webpage, and there’s a contact form at the bottom. You can just fill it out, drop my name and this conference in there, and then we know to connect that way.

Hugo: Fantastic. So I think we’re getting close to done with the questions. Shane, it says you’re typing an answer to somebody — is that one you might share, or one we’ve already asked? I think you’re muted.

Shane: There we go, sorry. Yeah, I’m just following up on the last question.

Hugo: Right. So I’ll look to see if there are any we haven’t covered. Please do drop any more questions you may have in the Q&A pop-up. But I think we’ve covered all the questions we’ve got so far. So if nobody has any more, we’ll reiterate how to contact our panelists.

Jessica is at Cabinet Daniel Tostado, which is danieltostado.com. Benjamin is at Expand CPA, which is expand-cpa.com. And Shane is at EuroAmerican Financial Advisors, which is eurousafa.com.

Jessica: That’s right.

Hugo: So if anyone has follow-up questions or would like to schedule a consultation, head over to those websites. There is one more question that’s just come in: “Anything we should really do before we actually move, both from a financial setup and visa point of view?” Maybe that’s something we can go around and answer — the top three things to think about before moving from the USA to France. Anyone want to go first?

Jessica: I’ll start with immigration, because it’s really the cornerstone of your move to France. You’re going to need to think about a visa, unless you’re already French, in which case just come in with your passport. In terms of what kind of visa, that’s really what you’ll have to think about. You need to consider what your projects are in France.

Are you going to be working in France? Are you not? Do you have family ties in France? Are you planning to stay long-term? All these questions will dictate what kind of visa is the best fit for you and your family, if you have one. It’s a lot to sort through, and I definitely recommend talking it through with an expert to make sure you have the best fit, aligned with your professional, personal, and tax goals. I’ll always and often refer out to tax professionals, financial planners, and other services that are absolutely essential to making your transition to life in France as smooth as possible.

Hugo: Many thanks. Benjamin, would you like to go?

Benjamin: Yeah, thank you. I’ll add to what Jessica said — it’s very important, if you have any question on immigration or tax, to get a consultation. The first thing I would say is not to worry about tax in France. It’s not that bad. There’s a reputation, almost a cliché, that you get high tax in France, and it’s just not true. We’re here to help you navigate the process — it’s not a complex one.

And of course, if you have any question, it’s very important to have a plan in advance, because there’s always a question of tax residency. Where is your tax residency? Are you a French tax resident or not? There’s the question of the wealth tax and things like that. So it’s important to get the right answer.

Hugo: Thanks for that. Shane, would you like to go on the financial planning side?

Shane: Sure. The big three for me would be: get on the right visa, sell your house if you’re planning to, and set up your financial accounts. If you want to go with Charles Schwab, for example, set them up before you move, get everything transferred, and get your bank accounts linked so there’s no chance of a disruption to your money. Moving is complicated enough.

Hugo: That’s great. Since we answered that, a couple more questions have come in. One is — and I’m not sure who might answer this — any hints on how to get a French bank account set up? There seem to be lots of hurdles. I can start by saying one option is a Wise multi-currency account. We had a presentation on this earlier. It gives you one account with both a US dollar aspect and a French EU aspect — you get bank details in both the US and France, so you can use it to pay bills and receive payments in both, and convert money between them easily and cost-effectively. That’s something many expats do when they first arrive.

Benjamin: That’s one option.

Jessica: I would also say I usually advise my clients to wait until they have a visa or residence permit in France before trying to open a more traditional French bank account, because it often requires some sort of residency in France, and then you have to deal with the proof of residence as well. There are ways to open non-resident bank accounts in France too.

I usually tell my clients it’s good to have one of the online banks, but it’s also good to have a traditional brick-and-mortar French bank if you can, for important daily-life things in France that require it. Benjamin, do you have any hot tips?

Benjamin: It’s true that opening a bank account when you’re not French, or coming from abroad, can be a difficult topic. I agree with you, Jessica — there are a lot of online accounts, but it’s better to also have a traditional banker you can speak to when you have an issue, or if you want to raise money for buying a property. There are a few banks that accept American clients wanting to move to France. I’d be happy to share some contacts privately if you want a referral.

Hugo: Thank you, that’s great. I think we’re going to wrap it up there. Once again, if you have questions for our panelists, head over to danieltostado.com, expand-cpa.com, or eurousafa.com. There you can find out more about the services and ask questions if you need to. So that’s more or less it for today.

We actually have a session in a few minutes for Americans moving to or living in Spain. So if you’re still not sure where you’re moving to, you might like to jump on that too.

Benjamin: Come here.

Jessica: I’m staying in France.

Benjamin: Yeah, me too.

Hugo: Otherwise, we hope to see you very soon at one of tomorrow’s sessions. And to our panelists, thank you very much — and thanks, everyone, for attending.

Jessica: Thank you, Hugo.

Shane: Thank you. Cheers.