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Articles > Financial


How And When Expat Brits Should Declare Their Offshore Assets To HMRC

Posted on Monday June 25, 2018 (09:52:06)

Without a shadow of doubt, the most dreaded time of the year for most people – other than accountants – is the approach of tax deadlines. The tax system can be confusing and overwhelming; sometimes things get brushed to one side and deadlines seem to spring upon us. Plus people may not be up to date with the correct information on the tax that they should be paying.   more ...

Articles > Financial


Making Ends Meet - Money-Saving Ideas For Cash-Strapped Expats

Posted on Wednesday February 28, 2018 (08:54:53)

There are a lot of things to stress out the average expat. Culture shock, homesickness and a poor work-life balance can all raise the blood pressure of those living overseas. Another common cause of sleepless nights is money worries.   more ...

Articles > Financial


European Golden Visas For Expats Explained

Posted on Friday June 23, 2017 (13:54:56)

For wealthy expat investors, there is an effective and popular way of gaining the right to live in a European Union country and that's with a ‘Golden Visa’.

These visa programmes have proved to be controversial, with the countries supporting them saying they are an effective tool to encourage investment from investors based overseas, while critics say they lure rich expats from other countries.

Essentially, a golden visa is offered to a wealthy investor under special terms and while the rules vary between countries, an expat can gain a visa and then residency by investing in a business or in property.   more ...

Articles > Financial


Should Expats Invest Their Money Onshore Or Offshore?

Posted on Friday June 23, 2017 (13:34:53)
(c) SaraVaccari on Pixabay

One of the biggest incentives for expats to head overseas for work is to enjoy a lucrative income, so it makes sense to make most of their financial advantage.

However, there is confusion about whether they should invest their hard-earned cash offshore or onshore and what the differences are.

Whether the expat is working, living or has retired overseas, or is planning a move abroad, it makes sense for them to be internationally-minded when it comes to managing their money.   more ...

Articles > Financial


How To Repay Your UK Student Loan While Living Abroad

Posted on Monday March 27, 2017 (15:22:36)

The trend of seeking admission in foreign universities is on the rise all across the globe. Students from around the world are now making the decision to study overseas, even if the education system in their home country is excellent. There are numerous advantages to this, which include getting an international degree, gaining exposure to a different culture, leading a novel lifestyle, and interacting with new people. However, these benefits come at a premium and not everyone can afford to study in a foreign university.   more ...

Articles > Financial


Expats: How To Make Money From Your UK Home

Posted on Wednesday March 23, 2016 (12:29:39)
© susie peek

British expats who move abroad for work purposes may also be looking to make money from their home at the same time by renting it out whilst enjoying a strong growth in house prices.

In addition to earning an income, it’s better to have someone in the property rather than leaving it empty and – this could prove crucial for some – it will also enable the expat to obtain a mortgage more easily in the future as well.   more ...

Articles > Financial


The Expat Focus Financial Round-Up

Posted on Monday February 08, 2016 (12:39:35)

‘Rip-off’ pension exit fees to be capped

People who access their pension pot will no longer face ‘rip-off’ exit fees, the Chancellor George Osbourne has announced.

Under new pension freedom rules under which savers could withdraw 100% of their savings, pension firms will no longer be able to charge excessive early exit charges.

Mr Osbourne told Parliament: “We are determined that people who have saved responsibly are able to access their pension fairly.”   more ...

Articles > Financial


Interview With Tom Zachystal, CEO Individual Asset Management (IAM)

Posted on Tuesday November 24, 2015 (14:52:24)
Tom Zachystal

Tom Zachystal is CEO, President, and Chief Investment Officer of Individual Asset Management (IAM), a U.S. Registered Investment Advisor (RIA) specializing in portfolio management and financial planning services for expatriates. IAM is an official Expat Focus financial services partner and in this interview we learn more about those services and also get to know more about Tom's own background and experience.

Expat Focus: Tom, can you tell us a bit about your background and how IAM came into being?   more ...

Articles > Financial


Interview With Geoff Birch, Offshore-Rebates.com

Posted on Tuesday November 24, 2015 (14:45:27)
Geoff Birch

Geoff Birch has 28 years of experience in financial services and established the online brokerage Offshore-Rebates.com in 1999. In this interview we learn more about Geoff's background and ask his opinion on a number of expat investment issues, including the effect of the current economic crisis.

Expat Focus: Can you tell us a bit about your background and how Offshore-Rebates.com came into being?

Geoff Birch: It’s actually a very long story.   more ...

Articles > Financial


Interview With Simon Hilton, Foreign Exchange Specialist

Posted on Monday November 23, 2015 (14:47:24)
Simon Hilton

Simon Hilton is a senior foreign exchange consultant at World First specialising in assisting private clients and companies with their foreign exchange transactions. Simon is authorised by the FSA to offer foreign currency options.

To contact Simon directly for currency transfer information or a no-obligation quote please click here.

Expat Focus: Simon, can you tell us a bit about your background and how you came to work for World First?   more ...

Expat Health Insurance Partners

Bupa Global

Bupa Global is one of the world’s largest international health insurers. We offer direct access to over 1.2m medical providers worldwide, and we settle directly with them so you don’t have to pay up front for your treatment. We provide access to leading specialists without the need to see your family doctor first and ensure that you have the same level of cover wherever you might be, home or away.

Cigna International

Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.