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Articles > Financial


The Most Important Things Expats Need To Consider When Moving Abroad

Posted on Monday June 17, 2019 (17:06:41)

by FC Exchange

Moving your life from one country to another gives you so much to think about; whether it’s applying for visas, researching private healthcare, finding work, or sending your money overseas, it can be a busy time.   more ...

Articles > Financial


Who Could Replace Theresa May And What Might It Mean For The Pound?

Posted on Monday June 10, 2019 (17:15:10)

by FC Exchange

The Pound exchange rate has been softer in recent weeks as UK political uncertainty heats up once again. With Theresa May having stepped down on June 7th, the Conservative Party leadership race is on, and a no-deal Brexit could be very much back on the table.   more ...

Articles > Financial


Brexit And The Pound – Further Volatility Ahead

Posted on Tuesday March 19, 2019 (10:58:52)

by FC Exchange

There have been a lot of fast developments in Brexit, and some prolonged periods of little progress too. When the latest news story hits, it can make or break the Pound, but what’s really going on with Brexit and what does it mean for your exchange rate?

Why politics matter to markets

There are a number of reasons why politics can be such a huge influence in markets – but the main one is uncertainty.   more ...

Articles > Financial


New European PRIIPs Regulations Make Investing Even More Difficult For US Expats

Posted on Thursday February 07, 2019 (15:24:45)

by Tom Zachystal, President of Individual Asset Management

Since January 1st 2018, any person or firm advising an EU resident, including US expats living in Europe, regarding certain types of investments has to comply with new EU-wide regulations known as the PRIIPs. This regulation effectively makes it very difficult for US tax-payers living in Europe to invest in any “packaged products” such as mutual funds or exchange-traded funds.

What is a PRIIP?

“PRIIP” stands for “Packaged Retail Investment or Insurance-Based Product”. These include all funds, many insurance and pension products, as well as any other retail investment products where the value of the investment is subject to the performance of shares, bonds, indices, or other securities.   more ...

Articles > Financial


How And When Expat Brits Should Declare Their Offshore Assets To HMRC

Posted on Monday June 25, 2018 (09:52:06)

Without a shadow of doubt, the most dreaded time of the year for most people – other than accountants – is the approach of tax deadlines. The tax system can be confusing and overwhelming; sometimes things get brushed to one side and deadlines seem to spring upon us. Plus people may not be up to date with the correct information on the tax that they should be paying.   more ...

Articles > Financial


Making Ends Meet - Money-Saving Ideas For Cash-Strapped Expats

Posted on Wednesday February 28, 2018 (09:54:53)

There are a lot of things to stress out the average expat. Culture shock, homesickness and a poor work-life balance can all raise the blood pressure of those living overseas. Another common cause of sleepless nights is money worries.   more ...

Articles > Financial


European Golden Visas For Expats Explained

Posted on Friday June 23, 2017 (13:54:56)

For wealthy expat investors, there is an effective and popular way of gaining the right to live in a European Union country and that's with a ‘Golden Visa’.

These visa programmes have proved to be controversial, with the countries supporting them saying they are an effective tool to encourage investment from investors based overseas, while critics say they lure rich expats from other countries.

Essentially, a golden visa is offered to a wealthy investor under special terms and while the rules vary between countries, an expat can gain a visa and then residency by investing in a business or in property.   more ...

Articles > Financial


Should Expats Invest Their Money Onshore Or Offshore?

Posted on Friday June 23, 2017 (13:34:53)
(c) SaraVaccari on Pixabay

One of the biggest incentives for expats to head overseas for work is to enjoy a lucrative income, so it makes sense to make most of their financial advantage.

However, there is confusion about whether they should invest their hard-earned cash offshore or onshore and what the differences are.

Whether the expat is working, living or has retired overseas, or is planning a move abroad, it makes sense for them to be internationally-minded when it comes to managing their money.   more ...

Articles > Financial


How To Repay Your UK Student Loan While Living Abroad

Posted on Monday March 27, 2017 (15:22:36)

The trend of seeking admission in foreign universities is on the rise all across the globe. Students from around the world are now making the decision to study overseas, even if the education system in their home country is excellent. There are numerous advantages to this, which include getting an international degree, gaining exposure to a different culture, leading a novel lifestyle, and interacting with new people. However, these benefits come at a premium and not everyone can afford to study in a foreign university.   more ...

Articles > Financial


Expats: How To Make Money From Your UK Home

Posted on Wednesday March 23, 2016 (13:29:39)
© susie peek

British expats who move abroad for work purposes may also be looking to make money from their home at the same time by renting it out whilst enjoying a strong growth in house prices.

In addition to earning an income, it’s better to have someone in the property rather than leaving it empty and – this could prove crucial for some – it will also enable the expat to obtain a mortgage more easily in the future as well.   more ...

Expat Health Insurance Partners

Bupa Global

Bupa Global is one of the world’s largest international health insurers. We offer direct access to over 1.3m medical providers worldwide, and we settle directly with most so you don’t have to pay up front for your treatment. We provide access to leading specialists without the need to see your family doctor first and ensure that you have the same level of cover wherever you might be, home or away.

Cigna Global

Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.